New Years is always a good time to look back over the year to see just how far you’ve come. A lot can change over the year, which is good! 2019 was certainly a pretty wild ride for me. Join me as we look back over the year and evaluate whether or not we met our goals. This is my 2019 year in review.
A Year in Review
A lot has happened this year, so lets break it down in a few different categories:
Finishing up college and how I got started with my first professional job.
My financial life and how I managed to “flip the switch” and start managing my money like the experts.
Reviewing the goals I had set to finish up 2019 for Minted Millennial, and whether or not I achieved them.
Go ahead and do your own yearly recap: A Year In Review. Take the time to reflect and write down your achievements from various categories of your choice!
Now lets get into it.
I started 2019 off with my final semester of college. It was senior year and I wanted to finish strong, despite all of my peers taking the last semester to completely let go of their grades.
I decided to make it my goal to get all A’s, which would’ve been tough considering it was one of my hardest semesters.
I did end up achieving this goal of mine.
Although school was my primary “job”, I still had the side job of working in a local Upholstery Shop.
This was great.
The hours were super flexible, the pay was pretty good, and it was low stress work that was honestly pretty relaxing.
It gave me a taste of small, American local business.
And then in May of 2019, I walked across the stage at graduation with a degree in Healthcare and minors in both Business and Psychology.
A couple months later, I started my career as a Health IT Consultant. I was blessed with such a great starting job, making $50k out of college was a pretty big glow up, considering I was always broke in college.
I decided I wanted to be smart with my money and learn how to manage my money like the experts. And now here I am sharing everything I learn with you guys!
Despite the pay and good benefits, I only plan on staying with this job another year or two to build up enough capital to quit and run my own business.
Like I said, I was always broke in college. I spent a lot of my money on fun stuff with friends, and never invested any.
I didn’t work a whole lot, just enough to buy food and alcohol.
Summer of sophomore year, I literally had $15 in my account for a month straight. I lived off of ramen packets and cereal. This turned out to be my first unintentional no-spend month!
My bank account was pretty much never over $100. This taught me some pretty valuable lessons and frugality and the importance of saving money.
So leading up to my minty fresh new job, I decided to nut up and learn a thing or two about money management.
Turns out, I loved learning about it. More than most of classes in college. As soon as I got my first paycheck, I started investing my money in a Robinhood account.
I also designated 12% of my income to go to my retirement account, 4% of my salary to a savings account, and 2% of it gets donated to help kids around the world get a quality education.
In late November of 2019, I started Minted Millennial. The humble beginnings of an amazing journey that will change my life.
I’m passionate about helping people, which is why I went into healthcare, but I get true happiness from running this personal finance blog.
I set some very short-term goals to wrap the last month of 2019. They are as follows:
- Get 100 followers on Pinterest
- Hit 15 Posts
- Reach 2,000 pageviews
- Get a third category started – Investment Strategies
- Expand Recommendations page
- Create a monetization strategy.
- Get approved for Google Adsense and Amazon Affiliates.
I set high goals for myself, and ended falling short on some of these. Here are the actual results:
- Pinterest Followers: 80
- Total Posts: 12
- Pageviews: 1,800
- Investment Strategies was created.
- Another row of recommendations was added!
- My monetization strategy was indeed written out.
- Yep, got approved for adsense and amazon affiliates.
Overall, I met 4/7 of these goals. Although I fell short on my metric goals, I’m still happy with the progress.
I got 80 Pinterest followers from nothing in just 2 weeks, and earning 1,800 pageviews on 12 posts in about a month is a great start.
I will need to work hard to overcome this and reach my Q1 Goals, which you can read about here.
Looking Ahead to 2020
In review, 2019 was a great year. I’m setting strong habits that will take me far in life.
In 2020, I plan on building on my success in 2019 to bring me closer to reaching my goal of becoming completely debt free, and earning One Million Dollars.
I hope that my story can inspire you to flip the switch in your life to go from broke all the time to being a well-minted money master.
The choice is yours.
One major suggestion that I have is to read Dave Ramseys book, The Total Money Makeover.
It played a huge role in helping me flip the switch, and taught me a lot of the basics for controlling my finances. Buy the book here, it’s a very small up-front price to pay for such amazing results. You won’t regret it, I promise.
Thanks for reading, stay tuned for more posts in my Hustle Young, Retire Early (HYRE) series.
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*Disclaimer: Some of the links in this post are affiliate links. This means if you click on the link and purchase the item, I will receive an affiliate commission at no extra cost to you. All opinions remain my own. Read more about it here.